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Written by Byron Gray
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The Advanced Course in Mortgage Planning consists of 7 Units covering the key skills required to take you from a Mortgage Broker to a Mortgage Planner. Each unit includes comprehensive theoretical concepts and how to practically apply these concepts to help your clients whilst at the same time growing your business.
1
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INTRODUCTION TO MORTGAGE PLANNING
- Overview
- The Mortgage Broking Industry
- Financial Planning
- Licencing Structure: Broking V Planning
- What Is Mortgage Planning
- The Mortgage Plan
- Why Mortgage Planning
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2
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REGULATION and ethics
- Overview
- Australian Credit License
- From Uccc To Ncc
- Statutory Regulatory Bodies
- Ethics
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3
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mortgage fundamentals
- Overview
- What Is A Mortgage
- Interest Rates
- Loan Structures
- Offset Versus Redraw
- Other Loan Types
- Gearing In Smsf
- Other Loan Features
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4
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CASH FLOW & BUDGETING
- Overview
- Budget Considerations
- Spending Less
- Credit Card Debt
- Establish A Savings Program
- How To Set Up A Budget Audit
- Components Of Better Money Management
- Review Leakage Spending
- Review General Insurance
- Review Main Costs
- Power Saving
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5
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THE MORTGAGE PLAN
- Introduction to Key Components
- Plan Overview
- Plan Components
- Timeline Objectives of Plan
- Finance
- How A Mortgage Plan Assists With A Loan Submission
- Refinancing and Consolidation of Debts
- How Offset Works
- How The Auto Sweep Credit Card Works
- Principal and Interest or Interest Only Which
- Comparing Fixed or Variable Interest Loans
- Line of Credit
- Interest Rate
- Loan Proposal
- Costs of Services
- Budget Report
- Mortgage Planner Budget Software
- Savings Tips
- Budget Audit
- Recommendations and Strategies Within a Mortgage Plan
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6
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CREDIT MANAGEMENT
- Overview
- Borrowers In Difficulty
- Set Up A Plan To Reduce Debt
- Specialist Credit Counselling
- Credit Mediation
- Legal Terms
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7
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SELLING MORTGAGE PLANNING
- Overview
- Marketing Material
- The Client Appointment
- Network Partners
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